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Star Union Dai-ichi's Guaranteed Money Back Plan

​​You always work hard to achieve your long term goals. While your long term goals are a priority, there are times when you would need interim payouts to meet your short term financial requirements as well. Whether it's your first car, your child's education or an exotic holiday with your family, a regular payout is much sought when it comes to the happiness of your loved ones. Now you can address all these financial requirements with Star Union Dai-ichi's Guaranteed Money Back Plan, which gives regular payouts after every five years#. Along with your short-term financial goals, this traditional plan ensures financial stability of your future with guaranteed lump sum at maturity. Besides this, it also secures your family in case of your unfortunate demise and ensures that they move up in life with increased savings.

For more details please refer brochure in downloads section.

Guaranteed money back of 200% of annualized premium* every five years#

Your funds grow with guaranteed additions of up to 6% of annualized premium every year

Guaranteed lump sum at the end of policy term

Financial support to your family in case of unfortunate demise

* Annualized Premium refers to premium amount payable in a year chosen by the policyholder, excluding taxes, rider premiums, underwriting extra premiums and loadings for modal premiums, if any.

# Before the end of the policy term.

​Policy Term

10 years / 15 years / 20 years

Premium Payment Term

10 years fixed (Yearly, Half Yearly, Quarterly and Monthly modes$)

Income Tax benefits under section 80C & 10 (10D)*

Sum Assured

Rs.3 Lacs to Rs.10 Crores

High sum assured rebate is applicable

Guaranteed Additions

Policy Term10 yrs15 yrs20 yrs
Guaranteed Additions4% of annualised premium*5% of annualised premium*6% of annualized premium*

Survival Benefit: 200% of annualised premium paid as follows

Policy Term (in years)Benefit Payable at the end of-
105th policy year
155th​ and 10th policy year
205th​, 10th and 15th​ policy year

Maturity Benefit

Sum Assured - (Survival Benefits, which have been already paid) + the accrued guranteed additions till date

Death Benefit

Sum Assured + guaranteed additions accrued till death

# Before the end of the policy term.

* Annualized premium is excluding taxes and extra premiums, if any.

$ ECS/SI is mandatory 

Ag​e at Entry

13-50 years

Maximum Age at Maturity

70 years

# Before the end of the policy term.


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Registered with IRDAI as Life Insurance Company, Registration No. 142.

Registered Office : 11th Floor, Vishwaroop I.T . Park, Plot No. 34, 35 & 38, Sector: 30A of IIP, Vashi, Navi Mumbai – 400 703.

Telephone No.: 022-71966200, Fax No.: 39472811, CIN No: U66010MH2007PLC174472.

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